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Responsibility for Others'
Actions
By
David Day |
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According to the legal theory of imputed negligence, one may be held
responsible for someone else's negligence. For instance, if an employee were
to cause injury due to negligent driving, his or her employer may be held
responsible if the employee was working on the employer's clock at the time
of the accident. Similarly, the owner of an automobile may be held
responsible for the negligence of a driver who received the car owner's
permission, implied or expressed, to drive his or her car. Thus, those
injured due to someone else's negligence should not dismiss out of hand the
possibility of bringing suit simply because the wrongdoer does not seem to
have the means to pay damages.
In my experience, many employers have insurance that covers their employees
who drive the employees' personal car. It is important to look at the
insurance not only of the employee/driver, but also that of the employer when
making a decision to settle. If as an employer you do not have this type of
insurance, it is certainly worth your while to look in to it. Generally the
premiums are economical and the coverage is a must for any employer who will
have an employee driving for anything on company time. |
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